Stables Yield Plus

Thesis

Your USDC hunts higher rates across the full curated universe: Core's venues plus newer, higher-paying vaults.

Strategy

• Rate check: Every 15 minutes it ranks curated venues on the average of the last seven daily base rates, so a one-day spike cannot pull capital. • Move only if it pays: It moves only when the extra yield earns back gas, bridge fee and swap cost fast enough, and never ping-pongs. • Exit-sized: Your share of any venue's withdrawable liquidity stays under a set cap.

Exposure

• Holds: Stablecoin vaults — Aave, Fluid, Euler, Sky's savings rate and higher-yielding Morpho vaults, often in non-USDC stablecoins (USDS, USDT, PYUSD, RLUSD). • Venue: Base, Ethereum, Arbitrum — Curated lending venues and vaults across three chains; Morpho and Euler vaults rely on their curators. • Leverage: None — It deposits into lending venues and vaults without borrowing. • Costs: Gas, bridge, swap — Gas, bridge fees on cross-chain moves and swap fees into non-USDC vaults, taken only when the extra yield clears them. • Data: DefiLlama, Morpho, RPCs — The DefiLlama pool feed for rates, api.morpho.org and public chain RPCs for live withdrawal and deposit limits. • On unwind: USDC on Base — Stop it any time and everything comes back as USDC on Base, with the session's earnings reported.